How to finance your training?
Training throughout your working life is essential to acquire the skills needed to develop your business. According to different schemes, whether you are a company director, an employee or a job seeker, you may be entitled to total or partial financing of your professional training project.
Each year, companies pay a compulsory financial contribution to professional training funding bodies by means of a tax. The name of the collecting body is noted on the URSSAF certificate of contribution to professional training.
Employees accumulate training hours throughout their working lives. These hours feed into their CPF - personal training account (formerly DIF - individual right to training).
Several schemes are also set up for the inactive by the regions, Pôle Emploi and the State.
And in concrete terms, how does the financing of vocational training work?
First of all, it is important to assess your needs, to establish your project: what skills do you lack?
Once you have established your project, you need to identify the funding organisation to which you belong, depending on your status:
- Non-salaried managers depend on AGEFICE provided that they are registered with URSSAF or RSI as non-salaried workers and belong to the trade, industry and services sectors (SARL - Majority Shareholder of an EURL, Partner of an SNC, Sole trader, Self-employed...).
- Employed or non-salaried company managers exercising a craft activity depend on the FAFCEA.
- Employees of private companies are covered by approved joint bodies such as the OPCO EP. Those who wish to retrain can, under certain conditions, contact TRANSITION Pro.
- People registered as job seekers depend on the employment centre.
- People with disabilities can contact the PSH partners such as Agefiph or Cap Emploi for example. See the list of PSH partners
- There are other organisations such as the FIFPL for people working in a liberal profession, except for doctors, ANFH for hospital civil servants, the regional council...
You will then have to check the conditions of eligibility (being up to date with your payments of the Professional Training contribution, having updated your situation at the employment centre, etc.).
Contact your organisation to find out about the criteria for funding, the deadlines for submitting the application, how to compile the application and the estimated amount of your training package (this amount differs from one scheme to another).
"The know-how, the experience, the follow-up after the training as well as the reputation of the centre are also elements to take into account when making your choice.
As regards training in dermopigmentation / permanent make-up, some organisations offer a non-renewable annual fee per member.
For all other organisations, the cost can be covered in full or in part (depending on the case).
Target an approved training centre. The know-how, experience, post-training follow-up and reputation of the centre are also factors to be taken into account when making your choice.
Put together and submit your application for reimbursement in collaboration with the chosen training centre, while respecting the instructions.
Obtain the agreement to cover the costs and validate your training. Depending on their status, trainees may be obliged to pay and complete their training in full to the training organisation before being reimbursed afterwards.
Complete your training and you are ready for a new start!
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